HSBC offers many types of cards to its customers as per their needs. The limits and benefits of using them may also be different. Here we are providing you information related to HSBC Visa Platinum Credit Card and HSBC Cashback Credit Card.
Benefits of HSBC Credit Cards
| For What | HSBC Visa Platinum Credit Card | HSBC Cashback Credit Card |
|---|---|---|
| Joining fee | Free | Free |
| Annual fee | Free | ₹750 |
| Welcome Benefits | Get an Amazon voucher worth ₹500 & Get Swiggy voucherworth ₹200 | Get an Amazon voucher worth ₹500 Get Swiggy voucher worth ₹200 |
| Cashback | Get 10% cashback* (up to Rs. 2,000) on all transactions made within the first 60 days of card issuance | 1.5% cashback on online spends (excluding transfer of funds to online wallet) 1% cashback on all other transactions |
| Travel | 3 complimentary airport lounge access at domestic & international lounges or 3 meal vouchers* Air miles conversion on InterMiles, British Airways and Singapore Airlines using HSBC Visa Platinum Credit Card | 3 complimentary airport lounge access at domestic & international lounges or 3 meal vouchers* |
| Cashback | No joining and annual fees 5x reward points* on crossing annual spending of ₹4,00,000 Up to ₹3,000 annual savings on fuel surcharge Insurance benefits | No Benefits |
| Shopping | No Benefits | Myntra vouchers worth 1,500 with HSBC Cashback Credit Card Ajio vouchers worth ₹3,000 with HSBC Cashback Credit Card |
| Entertainment | No Benefits | SonyLIV 12 month membership on joining HSBC Cashback Credit Card |
Other Benefits ofHSBC Cashback Credit Card
- Zero joining fees
- Enjoy 5% off on Amazon orders on spending ₹1,000 or more (Maximum discount of 250/card, per month).
- 750 membership fee reversal on annual spend of ₹1 lakh using HSBC Cashback Credit Card
- EazyDiner Offer: 30% instant discount up to ₹600
- Blinkit Offer: Flat 10% off up to ₹100, use Promo code HSBC10
- PharmEasy Offer: Flat 10% savings up to ₹150 on prescribed medicine orders
Eligibility Criteria Salaried
- Age Group: 21 to 65 years
- Income Range: ₹3 lakhs p.a.
Documents Required:
- Identity proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any other government-approved ID
- Address proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card, or any other government-approved ID
- Income Proof: Salary certificate, Recent salary slip, Employment letter, etc.
Other Eligibility Criteria
- Customer must be an Indian resident
- CIBIL Score should be 750+
- City of Residence – Mumbai, Pune, Bangalore, Kolkata, Hyderabad, Chennai, Delhi and NCR
How to Apply For HSBC Credit Card In 2024
01 : Let’s start! Visit the HSBC Credit Card website by clicking on the link.
02 : Your basic details
- Enter your contact details such as your full name, mobile number, email address and Click on ‘Generate OTP’
- Enter the OTP sent to your mobilenumber and click on ‘Continue’
03 : Yourpersonal details
- Enter your PAN number and verify
- Enter your nationality, residential status, marital status, etc., and continue
04 : Youremployment details
- Enter your employment status and continue
- Note: If you proceed with the application manually or do not have access to internet banking then skip this step and upload your income documents
- Enter your gross annual income, nature of organisation, designation, company name, company address, etc., and continue
05: Review the details
- Review all the details you have provided and click on ‘Continue’
- Accept the terms & conditions and continue
06: Add additional details
Enter details such as your mother’s full name, father’s full name, choice of credit card usage, reason for availing the credit card, name to be printed on the credit card, bank name, branch location, account number, electronic statements, correspondence address, etc.
07: Enter your bank name, card number, bank card expiry, amount to be transferred, tenure and continue
08 :
- To apply for add-on credit card enter your details such as the name of add-on applicant, add mobile number of cardholder, relationship with primary cardholder and continue
- Upload latest 2 month’s salary slip/bank statement with salary credits
09:Consent and submit
To give consent, tick the checkbox and click on ‘Continue’
10: Complete your KYC
Click on ‘Complete my KYC’ to complete your video KYC
Note:
a) You will also receive SMS/Email from hsbc@Signzy.com, with the link to initiate Video KYC
b) You can schedule your video KYC appointment later at your convenience
c) HSBC Bank representative will be available from Monday to Saturday 9am to 8pm except bank holiday HSBC team will contact you within 5 working days of issuing your HSBC credit card
HSBC Credit Card In 2024
| Apply Link | Apply For credit card |
| Helpline Number | 1800 267 3456 / 1800 121 2208 from 6:30 AM to 6.30 PM (Monday to Saturday excluding Bank holidays) |
| Support Email | cardsupport@hsbc.co.in |
| Official Website | Official Website |
Help & Support FAQs
How long does it take to receive an HSBC credit card?
Once we receive your completed application form, along with all required documents, your application will be processed within two weeks. You will receive your new credit card in 7 working days, once your application is approved. The Bank will send you timely alerts on the credit card application status through SMS to the mobile number specified in your application form
Will I be charged a foreign transaction fee if I use my credit card overseas?
Our card is valid internationally and there is no additional charge for usage at points of sale. However, a currency conversion charge will apply. You will be charged a transaction fee for cash withdrawals at ATMs abroad
How do I redeem my reward points?
You can redeem these points for a range of redemption options including garments, home appliances, cosmetics, gift vouchers, airline miles and donation to charities. Please visit the HSBC credit card – rewards programme section or visit www.hsbc.co.inwww.hsbc.co.in
What is a cashback credit card?
A cashback credit card is a credit card that offers cashback when you swipe the card at a physical store or make online payments through the credit card.