Kotak Mahindra Bank Credit Card in 2024: Kotak Mahindra Bank offers different types of credit cards to its customers. Out of which today we will give information about Kotak League Platinum Credit Card and Kotak Mojo Platinum Credit Card. You will also learn about the application process, joining fees, annual fees and benefits along with the process of applying.
| About | Kotak League Platinum Credit Card | Kotak Mojo Platinum Credit Card |
|---|---|---|
| Joining fee | Free | FREE |
| Annual fee | Free | ₹1000 |
| Welcome Benefits | 500 Bonus reward points* | 500 Bonus Reward Points* |
| Milestone | Spend ₹1.25 lakh every 6 months and get 4 free* PVR tickets or 10,000 bonus reward points | Get 2500* Mojo points every quarter on spending ₹75,000. Valid for the first year only |
| Rewards | Earn 9 reward points* | 1.Get 2.5 Mojo points for every spend of 100 on online purchases 2.Get 1 Mojo point for every spend of ₹ 100 on all other spends 3.Get 5 Mojo points for every ₹100 spent on KayMall |
| Travel | No Benefits | Get 2 complimentary domestic airport lounge access every quarter (8 per year) |
| Other | Contactless payment Get a railway surcharge waiver of up to ₹500 annually 1% fuel surcharge is waived off for all fuel transactions between ₹500 & ₹3,000 Get a protection liability up to ₹1,25,000 in case of theft or loss of card up to 7 days | Contactless payment Insurance cover worth ₹1.25 lakhs against unauthorized transactions on a lost/stolen card Save railway surcharge of 1.8% for transactions on www.irtc.co.in Save 2.5% for transactions on Indian Railways booking counters 1% fuel surcharge is waived off for all fuel transactions between ₹500 & ₹3,000 |
Kotak Mahindra Bank Credit Card Eligibility Criteria For Salaried Persoan
- Age Group: 21 – 65 years
- Income Range: ₹40,000+ net income per month
Documents Required:
- Identity proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any other government-approved ID
- Address proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card, or any other government-approved ID
- Income Proof: Salary certificate, Recent salary slip, Employment letter
Eligibility Criteria Self-employed
- Age Group: 21 – 65 years
- Income Range: You must have a regular source of income
Documents Required:
- Identity proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any other government-approved ID
- Address proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card, or any other government-approved ID
- Income Proof: Certified financials, Recent ITR (Income Tax Returns), Audited profit and loss statement or balance sheet, etc.
Other Eligibility Criteria Kotak Mahindra Bank Credit Card
- Minimum CIBIL score of 730
- Minimum CIBIL history of at least 9 months You must be new to Kotak Mahindra Bank
Application Process of Kotak Mahindra Bank Credit Card
Visit the Kotak Mahindra Bank website by clicking on the link and start the application journey.
Step : 1 Choose your card:
Check out the benefits of all Kotak credit cards and choose the one that suits your needs
Step : 02 Mobile number authentication:
Enter your mobile number, give consent and continue (image 1) Now Enter the OTP sent to your mobile number and verify (image 2)
Step :03 Fill in your details:
Enter your personal details such as your PAN number, date of birth, email address, gender, etc., and click on ‘Next’
Step : 04 Enter your mother’s maiden name, father’s name, marital status and click ‘Next’
Step : 05 Enter your work details such as employment type, company email address, company name, monthly income, etc. (image 1)
If your residential address is the same as your permanent address, please tick the checkbox or type your residential address (image 2)
Step : 06 Confirm your current residential address and click on ‘Submit’
Step : 07 Select the card delivery address, accept the terms & conditions and proceed
Step : 08 Enter your Aadhaar number or Virtual ID and give consent (image 1)
Enter the OTP sent to your Aadhar linked mobile number and verify (image 2)
Step : 09 Complete your KYC:
You can go through 2 different flows depending on your profile:
a. In the happy flow, you will directly go through the KYC process of completing eKYC and v-KYC.
b. Some users will be asked to upload documents and complete further verification from the bank before completing v-KYC.
Step : 10 Make sure you keep your original PAN card handy to complete the video KYC process. You have the flexibility to complete the video KYC call either right away or at a later time.
Step : 11 Your card will be created instantly and ready to use
Step : 12 if you are asked to upload documents, confirm your office address (image 1), Select your card delivery address (image 2)
Step : 13 Upload documents such as latest 3 months salary slips, credit card/bank statement to verify your application
Kotak Mahindra Bank Credit Card Overview 2024
| Apply Link | Apply Here |
| Helpline number | 1860 266 2666 |
| Email Support | service.cards@kotak.com |
| Official Visit | Kotak Mahindra Bank |
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Help & Support FAQs
How do I redeem my Kotak League Platinum Credit Card rewards?
You can easily redeem the reward points against a variety of options like airline tickets, air miles, cash, movie tickets, merchandise, mobile recharges and more.
Can I use Kotak League Platinum Credit Card internationally?
Yes, this credit card can be used for international transactions as well. However, a foreign exchange markup fee will be applicable on transactions made in foreign currency.
How many airport lounge visits can I get in a quarter with Kotak Mojo Platinum Credit Card?
You can get 2 visits per quarter.
Can I make contactless payments via Kotak Mojo Platinum Credit Card?
Yes, you can make contactless payments for transactions of up to ₹5,000.
What is the limit of Kotak Mojo Platinum Credit Card?
There is no fixed credit limit that is assigned to every Mojo Platinum Credit cardholder, but it can vary on the basis of different factors including your income, credit score, etc.